Quick answer: Ask for a basic bank account, explain your situation and ask what ID the bank will accept.
You usually need a bank account for benefits and rent. If you have no photo ID, there are options.
Key points
- Ask banks for a basic bank account. They are designed for people who may have fewer options.
- Ask what ID they accept. Some banks accept other documents.
- Start getting replacement ID, such as a passport or provisional driving licence, if you do not have any.
- A letter from your support provider or council can help.
- Your support worker may be able to come with you to the bank.
A tip
Ask the bank to explain in writing if they refuse, and try another bank.
About the video
The video at the top of this page is by Finder - UK on YouTube. We picked it because its title is "How to open a bank account without ID UK". We did not make it, and rules and amounts change, so use the official links at the bottom of this page to check the details for your situation.
Sources and official help
This guide is general information, not legal or benefits advice. Rules and amounts change, so check the official links above or speak to Citizens Advice or your council before you make a decision.